{"id":[{"value":226}],"uuid":[{"value":"ba37e316-c1c2-4422-8629-86a752b83b4d"}],"revision_id":[{"value":1231}],"bundle":[{"target_id":"rewards","target_type":"cci_highlight_type","target_uuid":"a5321275-2f97-4503-bac8-a8de6e5160ab"}],"status":[{"value":true}],"moderation_state":[{"value":"published"}],"description":[{"value":"\u003Cp\u003EGet 5% Cash Back \u003Ca href=\u0022\/api\/v1\/modal\/highlight\/226\u0022 data-is-modal=\u00221\u0022 data-entity-type=\u0022cci_highlight\u0022 data-entity-uuid=\u0022ba37e316-c1c2-4422-8629-86a752b83b4d\u0022 data-entity-substitution=\u0022cci_modal\u0022\u003ERewards\u003C\/a\u003E on your first $5,000 gas purchases each year, and then 1% thereafter\u003C\/p\u003E"}],"master_template":[{"selected_template":"mstr_tpl_master_template_indigo"}],"pdf_file":[{"target_id":3031,"target_type":"media","target_uuid":"1a5e3dd1-435e-4628-a412-daa6adb116d2","url":"https:\/\/www.indigocard.com\/sites\/default\/files\/2026-01\/NGO50CBR-1125.pdf","path":"https:\/\/www.indigocard.com\/sites\/default\/files\/2026-01\/NGO50CBR-1125.pdf"}],"reward_code":[{"value":"4"}],"terms_conditions":[{"value":"\u003Cp class=\u0022text-align-center\u0022\u003E\u003Cstrong\u003EINDIGO\u003Csup\u003E\u00ae\u003C\/sup\u003E MASTERCARD\u003Csup\u003E\u00ae \u003C\/sup\u003ECASHBACK REWARDS\u0026nbsp;\u003C\/strong\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-center\u0022\u003E\u003Cstrong\u003EPROGRAM TERMS AND CONDITIONS\u003C\/strong\u003E\u003C\/p\u003E\u003Cp\u003EThese terms and conditions provide the information about how the Cashback Rewards Program (\u201cProgram\u201d) works. This is a separate and independent agreement from your Cardholder Agreement; however, it is subject to the Arbitration section of your Cardholder Agreement, which is incorporated herein. When you use your Account or Card, it means you accept the terms and conditions. The words \u201cAccount\u201d, \u201cBilling Cycle\u201d, \u201cCard\u201d, \u201cCash Advance\u201d, and \u201cPurchase\u201d have the same meaning as in the Cardholder Agreement.\u0026nbsp;\u003C\/p\u003E\u003Cp\u003EThis information is provided by Celtic Bank (\u201cwe\u201d, \u201cus\u201d and \u201cour\u201d), the issuer of your Indigo Mastercard Account.\u003C\/p\u003E\u003Cp class=\u0022text-align-center\u0022\u003E\u003Cstrong\u003E\u003Cu\u003E1% Rewards Credit on All Purchases + Additional 4% Rewards Credit on Gas Station Purchases Up To $5000 Per year\u003C\/u\u003E\u003C\/strong\u003E\u003C\/p\u003E\u003Cp\u003EYour Account will earn unlimited 1% Rewards Credit on each Eligible Net Purchases plus 4% Rewards Credit on the first $5000 of Eligible Net Purchases made in the following merchant category per calendar year:\u003C\/p\u003E\u003Cul\u003E\u003Cli\u003E\u003Cstrong\u003EGas Stations:\u003C\/strong\u003E Excludes gas purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use a gas station merchant category code.\u003C\/li\u003E\u003C\/ul\u003E\u003Cp\u003EEligible Net Purchases are defined as eligible Purchases minus disputed Purchases, unauthorized Purchases, illegal or fraudulent Purchases, or other Purchase credits. Your Account will receive a Cashback Reward in the form of an automatic statement credit based on Eligible Net Purchases. The statement credit will reflect on your Billing Statement as a \u201cCashback Rewards\u201d. Your Account will receive a Rewards Credit for each statement that had at least one Eligible Net Purchase and a positive rewards balance. Rewards Credits will reduce the balance on the Account but will not count as payments. You will still be required to pay at least the Minimum Payment Due as shown on your Billing Statement. Your Account will not earn Rewards Credits on Cash Advances or Fees.\u0026nbsp;\u003C\/p\u003E\u003Cp\u003EAt the end of each Billing Cycle, your Rewards Credit will be calculated by multiplying each Eligible Net Purchases by 1% (0.01) or 4% (0.04), as applicable, and rounded to the nearest $.01. The Rewards Credit will then be applied to your Account at the beginning of the next Billing Cycle.\u003C\/p\u003E\u003Cp\u003E\u003Cstrong\u003EMerchant Classification for Rewards Credits\u003C\/strong\u003E\u003C\/p\u003E\u003Cp\u003EMerchants are assigned a merchant category code (\u201cMCC\u201d), which is determined in accordance with Mastercard procedures based on the kinds of products and services the merchants primarily sell. We do not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your Card to make a Purchase, we are provided an MCC for that Purchase. We group similar merchant codes into categories for purposes of identifying the Purchase category. Sometimes you may expect a Purchase to fit within a rewards category, but if the MCC assigned to the merchant was not grouped into that category, your Purchase will not be included as a Purchase eligible for a Rewards Credit. For example, your Purchase would not be included in the gas station category at a gas station located within a convenience store if the gas station was assigned a \u201cretailer\u201d code instead of a \u201cfuel\u201d code. We reserve the exclusive right to determine in which category Purchases are placed.\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022\u003EPlease also note, we may apply security measures to certain Purchases that may result in a delay of a Rewards Credit and we may adjust the Rewards Credit based on Account activity. For example, we may decrease the amount of a Rewards Credit to correspond with the return of a Purchase or the amount of Rewards Credit issued by us in error.\u003C\/p\u003E\u003Cp\u003E\u003Cstrong\u003EFraud, Misuse, Abuse, or Suspicious Activity\u003C\/strong\u003E\u003C\/p\u003E\u003Cp\u003EIf we believe there is evidence of fraud, misuse, abuse, or suspicious activity, as determined by us at our sole discretion, we reserve the right to take certain action(s). This may include, without limitation and without prior notice, any or all of the following:\u003C\/p\u003E\u003Cul\u003E\u003Cli\u003EApplying security measures to certain Purchases that may result in a delay of a Rewards Credit or no Rewards Credit;\u003C\/li\u003E\u003Cli\u003EStopping your Account from earning Rewards Credits;\u003C\/li\u003E\u003Cli\u003ESuspending or closing your Account; or\u003C\/li\u003E\u003Cli\u003ETaking legal action to recover Rewards Credits, our monetary losses, including litigation costs and damages.\u003C\/li\u003E\u003C\/ul\u003E\u003Cp\u003EThe terms and conditions of this Program may be revised at any time with 30 days prior written notice. In addition, the Program may be terminated with 30 days prior written notice.\u003C\/p\u003E\u003Cp class=\u0022text-align-right\u0022\u003ENGO50CBR-1125\u003C\/p\u003E"}]}