{"id":[{"value":216}],"uuid":[{"value":"c095ce10-92f3-48ad-9237-7b9c36ff75b8"}],"revision_id":[{"value":1316}],"bundle":[{"target_id":"rewards","target_type":"cci_highlight_type","target_uuid":"a5321275-2f97-4503-bac8-a8de6e5160ab"}],"status":[{"value":true}],"moderation_state":[{"value":"published"}],"description":[{"value":"\u003Cp\u003EUnlimited 1.5% Cash Back \u003Ca href=\u0022\/api\/v1\/modal\/highlight\/216\u0022 data-is-modal=\u00221\u0022 data-entity-type=\u0022cci_highlight\u0022 data-entity-uuid=\u0022c095ce10-92f3-48ad-9237-7b9c36ff75b8\u0022 data-entity-substitution=\u0022cci_modal\u0022\u003ERewards\u003C\/a\u003E on your every purchase\u003C\/p\u003E"}],"master_template":[{"selected_template":"mstr_tpl_master_template_indigo"}],"pdf_file":[{"target_id":3546,"target_type":"media","target_uuid":"5655f3a6-6219-442a-8ad0-e03ec52a240c","url":"https:\/\/www.indigocard.com\/sites\/default\/files\/2026-02\/NGO15CBR-1125.pdf","path":"https:\/\/www.indigocard.com\/sites\/default\/files\/2026-02\/NGO15CBR-1125.pdf"}],"reward_code":[{"value":"2"}],"terms_conditions":[{"value":"\u003Cp class=\u0022text-align-center\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;font-size:13.0pt;\u0022\u003E\u003Cstrong\u003EINDIGO\u003Csup\u003E\u00ae\u003C\/sup\u003E MASTERCARD\u003Csup\u003E\u00ae\u003C\/sup\u003E CASHBACK REWARDS\u003C\/strong\u003E\u003C\/span\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-center\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;font-size:13.0pt;font-variant:small-caps;\u0022\u003E\u003Cstrong\u003EPROGRAM TERMS AND CONDITIONS\u003C\/strong\u003E\u003C\/span\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-center\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u0026nbsp;\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;\u0022\u003EThese terms and conditions provide the information about how the Cashback Rewards Program (\u201cProgram\u201d) works. This is a separate and independent agreement from your Cardholder Agreement; however, it is subject to the Arbitration section of your Cardholder Agreement, which is incorporated herein. When you use your Account or Card, it means you accept the terms and conditions. The words \u201cAccount\u201d, \u201cBilling Cycle\u201d, \u201cCard\u201d, \u201cCash Advance\u201d, and \u201cPurchase\u201d have the same meaning as in the Cardholder Agreement.\u0026nbsp;\u003C\/span\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;\u0022\u003EThis information is provided by Celtic Bank (\u0022we\u0022, \u0022us\u0022 and \u0022our\u0022), the issuer of your Indigo Mastercard Account.\u003C\/span\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;\u0022\u003E\u003Cstrong\u003ECashback Rewards\u003C\/strong\u003E\u003C\/span\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;\u0022\u003EYour Account will receive cashback rewards in the form of an automatic statement credit based on Eligible Net Purchases made during the previous Billing Cycle. Eligible Net Purchases are defined as Purchases, minus any returns, disputed Purchases, unauthorized Purchases, illegal or fraudulent Purchases, or other credits. The statement credit will reflect on your Billing Statement as a \u201cCashback Rewards\u201d. Your Account will receive a Rewards Credit for each statement that had at least one Eligible Net Purchase and a positive rewards balance. Rewards Credits will reduce the balance on the Account but will not count as payments. You will still be required to pay at least the Minimum Payment Due as shown on your Billing Statement. Your Account will not earn Rewards Credits on Cash Advances or Fees.\u0026nbsp;\u003C\/span\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;\u0022\u003EYou will earn unlimited 1.5% Rewards Credit on each Eligible Net Purchase. At the end of each Billing Cycle, your Rewards Credit will be calculated by multiplying each Eligible Net Purchase by 1.5% or 0.015, rounded to the nearest $.01.\u003C\/span\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u0026nbsp;\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003EPlease also note, we may apply security measures to certain Purchases that may result in a delay of a Rewards Credit and we may adjust the Rewards Credit based on Account activity. For example, we may decrease the amount of a Rewards Credit to correspond with the return of a Purchase or the amount of Rewards Credit issued by us in error.\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;\u0022\u003E\u003Cstrong\u003EFraud, Misuse, Abuse, or Suspicious Activity\u003C\/strong\u003E\u003C\/span\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;\u0022\u003EIf we believe there is evidence of fraud, misuse, abuse, or suspicious activity, as determined by us at our sole discretion, we reserve the right to take certain action(s). This may include, without limitation and without prior notice, any or all of the following:\u0026nbsp;\u003C\/span\u003E\u003C\/p\u003E\u003Cul style=\u0022list-style-type:disc;\u0022\u003E\u003Cli style=\u0022color:black;line-height:normal;margin-bottom:0in;margin-top:0in;\u0022\u003E\u003Cp class=\u0022text-align-justify\u0022\u003E\u003Cspan\u003EApplying security measures to certain Purchases that may result in a delay of a Rewards Credit or no Rewards Credit;\u0026nbsp;\u003C\/span\u003E\u003C\/p\u003E\u003C\/li\u003E\u003Cli style=\u0022color:black;line-height:normal;margin-bottom:0in;margin-top:0in;\u0022\u003E\u003Cp class=\u0022text-align-justify\u0022\u003E\u003Cspan\u003EStopping your Account from earning Rewards Credits;\u0026nbsp;\u003C\/span\u003E\u003C\/p\u003E\u003C\/li\u003E\u003Cli style=\u0022color:black;line-height:normal;margin-bottom:0in;margin-top:0in;\u0022\u003E\u003Cp class=\u0022text-align-justify\u0022\u003E\u003Cspan\u003ESuspending or closing your Account; or\u003C\/span\u003E\u003C\/p\u003E\u003C\/li\u003E\u003Cli style=\u0022color:black;line-height:normal;margin-bottom:0in;margin-top:0in;\u0022\u003E\u003Cp class=\u0022text-align-justify\u0022\u003E\u003Cspan\u003ETaking legal action to recover Rewards Credits, our monetary losses, including litigation costs and damages.\u0026nbsp;\u003C\/span\u003E\u003C\/p\u003E\u003C\/li\u003E\u003C\/ul\u003E\u003Cp class=\u0022text-align-justify\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;\u0022\u003EThe terms and conditions of this Program may be revised at any time with 30 days prior written notice. In addition, the Program may be terminated with 30 days prior written notice.\u003C\/span\u003E\u003C\/p\u003E\u003Cp class=\u0022text-align-right\u0022 style=\u0022line-height:normal;margin-bottom:0in;\u0022\u003E\u003Cspan style=\u0022color:black;\u0022\u003ENGO15CBR-1125\u003C\/span\u003E\u003C\/p\u003E"}]}